Monday, 29 October 2007

Important considerations




As you can see, there are a number of things to consider when taking out a pet insurance policy to make sure it meets your requirements.
Below, we’ve included a checklist of the key points you may want to clarify with the insurance company before you make your decision.
Make sure you take notes when you ask each company the questions so that you can evaluate all of their answers and it’s a good idea to
shop around to find a company that passes as many of your personal check points as possible.
THINGS TO CONSIDER
YES,THIS POLICY FITS THE BILL
Does the cost of the policy suit my budget?

Is the level of veterinary fee cover appropriate for me?

What are the exclusions and how will they affect me?

What are the excesses and how are they applied?

Does my pet have any pre-existing conditions that affects the cover?

Do the terms of my policy stay the same at renewal stage?

What happens to the policy’s terms and conditions as my pet gets older?

Will my insurance cover my pet for the whole of its life?

Do I want to pay my premium on a monthly or annual basis?

Should I have third party liability cover?

What additional benefits are important to me?

What do I know about the company’s reputation?


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